rocks vs. hard places

it happened today...the inevitable phone call with my mortgage company.  none of my options are attractive:

1.  pay a reduced amount and watch my excellent credit score start a steady decline as early as january 1;

2.  pay nothing, watch my credit nosedive and prepare for foreclosure to start in april (just in time for my birthday!);

3.  borrow against my line of credit at the credit union to keep the bills paid for another 3-4 months and pray that if/when i get a job it allows me to ADD another bill to my unmanageable finances;

4.  declare bankruptcy (eventually);

5.  run away!

i suppose i could add:

6.  attempt to sell this house, wretched, unfinished hellhole that it is, and THEN run away!

let's not forget that i can't grocery shop alone, i get lost to and from my own house, i live on no sleep and constant anxiety--i do not feel at all equipped to choose the correct thing (if there were a correct thing to be chosen.)  i have until mid-january to decide but i can't imagine being any more prepared then. 

on a lighter note:  i promised myself that i would start running again today and i chickened out.  i did make myself get on the hated elliptical machine for a couple of miles.  i have regretted replacing my flooded treadmill with that damn torture machine since i bought it.  it's supposed to be 60 degrees tomorrow and i'm gonna try to talk myself into running. 

hopefully tonight i will remember to take my meds on time.  if i take my sleeping pill too late (which i almost always do) then i'm useless until well past midday.  i'm awake but drugged.  i'm supposed to take the sleeping pill at about 7:00 so i don't feel hungover the next day but i never remember to take it until bedtime so last night i took it at 11:30 and was up until 3:00 a.m.

grace and peace